Car Loan

Business Loan

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Personal Loan

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Capitalife Lending - Personal loan, Car loan, Business loan

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About Us

It’s a personal loan for any purpose! With no collateral required and affordable repayments, a Captalife personal loan is the easiest way to get your hands on some quick cash, whether its for today’s needs or tomorrow’s plans!

Personal loan process

We will start processing your personal loan application as soon as we receive your full and accurate information. You should receive an answer in 2 to 3 working days. We don’t charge personal loan application fees. In fact, there are no charges at all until such time as your personal loan is approved, at which time a small processing fee is deducted from the amount of your personal loan.

Personal loan requirements

  • Properly accomplished personal loan application form
  • 3 valid ids (1 company id and 2 government ids)
  • 3 specimen signatures
  • Annual Income Tax Return (BIR Form 2316)
  • 3 months of latest payslips
  • Proof of Billing (account should be under your name) or Barangay Clearance
  • Bank Statement of Account (at least 3 months) or Payroll Advice (6 months)
  • Certificate of Employment with Compensation
  • 2 ID pictures (1×1 or 2×2 in size)
  • 5 personal references (can be immediate family members or friends outside work)
  • ID & Picture of the person who will sign the promissory note
  • Checking Account PDCs
  • If married, spouse’s signature in the contract.

How to apply for a personal loan?

Apply now

Whether you need quick cash to cover expenses right now, or a longer term requirement to help you expand your business or even acquire new equipment, Capitalife have the solution. We have a range of simple business loans with attractive interest rates. If you need capital, then you need Capitalife! Apply today!

Business loan process

We will start processing your business loan application as soon as we receive your full and accurate information. You should receive an answer in 5 to 7 working days. We don’t charge application fees. In fact, there are no charges at all until such time as your business loan is approved, at which time a small processing fee is deducted from the amount of your business loan.

Business loan requirements

  • Original 3 months Bank Statement with used checks and bank certification
  • Photocopy of Mayor’s and DTI permit. )
  • Photocopy of two valid ids
  • Pictures of Applicant and Co-Maker
  • Proof of billing
  • Sketch of business and residence location

For Corporations, prepare the following documents:

  • SEC registration
  • Se b. Secretary’s Cert. with Board Resolution
  • Income Tax Return with Audited Financial Statements.

How to apply for a business loan?

Apply now

Drive into your dreams with one of Captalife’s affordable, low interest car loans. With no down-payment required, our easy finance means you’ll have your own car sooner than you’d hoped!

Car loan processing

We will start processing your application as soon as we receive your full and accurate information. You should receive an answer in 5 to 7 working days. We don’t charge application fees. In fact, there are no charges at all until such time as your car loan is approved, at which time a small processing fee is added from the amount of your car loan.

Individuals:

  • Employed for at least 3 years (if you own your company, positive income for at least one year)
  • Min: 24 years old Max: end of loan term earlier than 60th birthday
  • Good credit standing: no court cases.
  • Some banks only cover certain areas for loans in the Philippines
  • Foreigners: You must be married to a Filipino, with 1 or 2 exceptions

Car loan – Document requirements:

All documents must be submitted before verification and client will bring the original upon releasing.

Employed applicant

  • 3 Valid ID’s – 1(one) Company 2(two) – Government issued ID: Passport, Driver’s license, SSS
  • Latest ITR 2316
  • Certificate of Employment (COE) issued for the last 2 (two) months
  • Latest original 3 months bank statements (Payroll )
  • Checking Account with latest 3 months bank statements
  • Latest billing statement (Electrical, water bill or telephone)
  • Original Barangay Clearance
  • Police clearance
  • Picture of Applicant and Co-Maker
  • Sketch of Residence Location

Self-employed or part owner applicant

  • 2(two) Valid ID’s
  • Photocopy of Mayor’s Permit and DTI permit
  • Photocopy of DTI Registration or SEC Registration with GIS
  • Original Barangay Clearance
  • Latest ITR 2307/1701
  • Latest Bank Statements for the last 4(four) months
  • Checking Account at least 6 months existing account
  • Picture of Applicant and Co-Maker
  • Sketch of Business Location

For corporation

  • SEC Registration
  • Secretary’s Cert. with Board Resolution
  • ITR with F.S.

How to apply for a car loan

Apply now